For Business
An alternative way to pay employees, distributors and vendors.
Differentiate your business and stay ahead of the competition.
An alternative cost-effective way to pay and request payments to and from, employees, distributors and vendors. Deploy a turnkey branded mobile payment network that is fast, convenient, secure and more cost-effective than traditional methods.
Non-Profits
- Stop selling things to your family, friends and neighbors that they really don’t need. Raise money by making money when supporters make mobile monē payments. Mobile monē is truly a gift that keeps on giving and benefiting users and the non-profits who introduced them.
Processors
- Enable mobile payment transactions to reduce costs, risks and fraud. Deliver all payments and account management capabilities with one enrollment and activation process via a turn-key mobile solution. Benefit from a more robust and viral product creating a greater ARPU to take to the market.
Direct Sales
- Leverage the benefits of a single solution and single point of payment integration. Benefit from numerous e-payment delivery options and provide the ultimate in corporate and recipient payments flexibility.
MVNOs
– Stay ahead of the competition by transforming your customer’s phone into a mobile banking, remittance, commerce, payments and personal financial firewall device. Even if the customer does not have a current bank account, mobile monē empowers the customer with a multi-channel FDIC insured account.
Payroll
- Increase your company's operational and economic efficiencies by eliminating paper checks and the labor-intensive, expensive process they demand. Easily implement a complete paperless payroll solution while giving your employees flexibility and options when accessing their pay.Reduce your expenses now!
Find Out How!For Financial Institutions (FIs)
Turnkey FI-branded mobile money service.
Now offer a branded turnkey solution to your customers or members. Grow your customer or membership base outside of traditional methods via the viral nature of texting money to friends, family and vendors. Mobile monē provisions a new account at the originating financial institution any time money is sent from an existing accountholder to a non-accountholder.
Benefits for FIs
- Generate new transaction-based revenue from the lucrative P2P payments space
- Respond to growing consumer demand for P2P payments and mobile remittance
- Attract new customers or members and increase loyalty with innovative services
- Grow customer or membership base through viral SMS based money movement
- Reduce costs associated with paper checks
- Accelerate mobile banking adoption
- Promote green banking and payment initiatives
Benefits for Customers or Members
- Send money to anyone, at any time using your phone, mobile phone, PC, or Tablet, eliminating the need for cash and checks
- Make payments using a mobile number
- Leverage flexible payment options, including immediate payments and recurring payments for ongoing expenses
- Receive payments electronically through a simple, convenient and secure process, eliminating the need to deposit paper checks
- Switch to a faster and more environmentally-friendly payment method versus mailing a paper check
- Track payment history easily online
Attract new and retain your current customer/member base.
Ready to increase profit?Features
- Mobile Person-to-Person Payments - Enables customers or members to easily send money from their accounts using a mobile number.
- Central Payment Hub - Enables customers or members to send payments to anyone. Even recipients who do not have a mobile monē account will be prompted to open one to receive their payment.
- Flexible Architecture - Provides seamless integration with a financial institution's existing processes, customer servicing paradigms and online and mobile banking environments.
- Convenient Payment Options - Offers multiple transfer options, including one-time, recurring or future-dated payments.
- Optimized Payments Operations - Handles all aspects of ACH processing, including exceptions, resubmissions and inquiries.
- Regulation Compliance Assistance - Enables financial institutions to comply with applicable regulations including EFTA, CDD/KYC and the U.S. Patriot Act. mobile monē also meets the industry standard for maintaining the security and privacy of sensitive consumer data.
- Comprehensive Risk Management - Provides access to best-of-breed risk management tools and databases to manage risk across money movement services for the whole customer profile - not just at the transaction level - ensuring the most powerful risk management and transaction monitoring capabilities available.
For Merchants
Same day settlement and reduced interchange.
Unite consumers and merchants like never before. Reward and encourage loyalty and gain higher exposure, increased traffic and boost sales.
Deliver a mobile discount program that increases traffic during slower times, as well as increase the rate of turnover at tables in participating restaurants.
Best of all mobile monē delivers same-day, real-time settlement and reduced interchange.
Attract New Customers
- More people leave the home with their mobile phone than their wallets or purses. Allow these customers instant access to your store.
Instant Settlement
- Don’t wait days to get paid. Receive the funds from the purchase in real-time! That’s right, this is not a typo.
Reduce Costs and Chargebacks
- Avoid higher interchange rates and reduce your chargebacks with the monē network.
Go Viral
- Allow mobile monē to help customize viral text based loyalty discount programs.Interested in improving customer satisfaction and making your business
more profitable?
Learn More
Get Connected
Provides a unique way for merchants and consumers to connect with one another. Build a network of vendors offering discounts and opportunities available only to mobile monē users.
- Integration - Take advantage of the world's largest network and connect without delay or seamlessly integrate your current POS platform.
- No New Hardware - We integrate with your existing Point of Sale system or online terminal.
- No Extra Card-Processing Fees - No changes to your current agreement with merchant providers.